RateWatch

Canada's mortgage rates, watched for you.

🏡 RateWatch is your ultimate tool for staying on top of mortgage rates in Canada and beyond. Track, compare, and get real-time alerts — all from the palm of your hand! Whether you’re a first-time homebuyer, refinancing, or just keeping an eye on the market, RateWatch makes it simple and stress-free to find the best mortgage rates for your needs. 🔥 Key Features Browse Live Mortgage Rates View up-to-date mortgage rates from top Canadian banks and lenders Filter rates by type (fixed, variable), term length, and institution Sort rates by interest rate, popularity, or latest changes Get detailed information including eligibility criteria Compare Rates Side-by-Side Easily compare multiple mortgage rates at once Calculate monthly payments and total interest over the life of the loan Save comparisons for future reference or share with others Subscribe and Get Real-Time Alerts Subscribe to specific rate types or banks Track key rates like the prime rate and qualifying rate Set custom alerts — get notified when rates drop below your target Customize your notification preferences: frequency, delivery method, and more Personalized User Profiles

What it does

• Prime rate and qualifying rate at a glance
• Posted rates from CIBC, Scotiabank, National Bank, RBC, TD, BMO, Tangerine, Alterna and Meridian, side by side
• Filter by fixed or variable and by term (1 to 10 years)
• Next Bank of Canada rate decision date, with a countdown
• Compare up to three rates side by side
• Payment, affordability and penalty calculators in plain English (down payment, CMHC insurance, amortization)
• My Mortgage: enter your mortgage, count down to renewal, compare against today's best rates
• Smart alerts: describe the rate you are waiting for and get notified when it happens
• Tap a rate to subscribe for updates